Home insurance is a must-have. But that does not mean you have to overpay to have great coverage. There are ways that you could be saving on your home owners insurance. In fact, saving on your home insurance could be easier than you think.
One of the ways you can save on the home insurance Tigard homeowners rely on is to connect with the right insurance agent. Having personalized care for your home owners insurance can provide you with discounts you would not even know to look for. What else should you know about saving on these home policies?
Audit Your Policy
If you are like most American homeowners, you may be a little slack when it comes to reviewing your policy annually. In many cases, saving on your home owners insurance can be as simple as comparing what other carriers have to offer. Making this an annual activity (right before your policy is up for renewal) can literally give you an opportunity to claim hundreds of dollars in savings.
Having a trusted insurance agency looking out for your best interests can come in really handy when it’s time for renewal. Your agency will put in all the work for you and do the brunt of the comparisons for savings so you do not have to.
Surprising Ways to Get Discounts
Did you know that if you keep a fire extinguisher in your kitchen, it may make you eligible for a home owners insurance policy discount? Fire extinguishers, smoke detectors, carbon monoxide detectors, and other fire safety equipment can all add up to savings. Ask your agency as to whether installing this equipment can save you some money.
Fire protection equipment isn’t the only thing that can lower your premiums. You can get discounts for having a security system, as well. Have you had a new roof installed that is rated for hail damage? That can get you a discount, too. If you have a pool with a fence around it, this can lower your premiums. You may also get up to a 20% discount if you have not filed a claim in the last decade. Don’t be afraid to ask your agent about home improvements that can translate into savings.
There are plenty of discounts that you could be taking advantage of. Finding discounts is a lot easier when you have an insurance agent working for you. A well-established insurance center will have the agents that know how to find the discounts that you deserve. Find the savings and the support that you need with a local agent that is committed to putting your best interests first.