As many as 215 million Americans have car insurance, according to Bankrate. If you’re uninsured, you should start looking into insurance agencies. You may be wondering what types of vehicles an insurance agency can cover. Let’s take a look at the three common types of vehicles an agency can cover.
Motorcycles
Insuring a motorcycle can be cheaper than insuring a car, but it still depends on the insurance agency. Some insurance agencies specialize in motorcycle coverage, so they may have better rates. You may also get a discount if you insure your motorcycle and your car with the same agency. The average cost of motorcycle coverage is $519 per year, according to the Insurance Information Institute, which is a great price.
Watercraft
Watercraft insurance is similar to coverage for a car or motorcycle. A small boat may cost around $200 per year to insure, while a larger boat may cost closer to $1,000 per year. You may also get a discount if you insure multiple watercraft with the same insurance agency, so it’s worth it to ask about discounts. The type of boat will also affect your coverage rate, so be sure to ask about different rates for different boats.
Cars
The rates for a car depend on the insurance agency, the make and model of the car, and the driver’s driving record. A new sports car will have higher rates than an older sedan. A driver with a clean driving record will usually pay less for a plan than a driver with accidents or speeding tickets on their record.
When you’re looking for coverage, it’s important to compare rates from different agencies. You may get a discount if you bundle insurance policies, such as car and home insurance. Remember, the insurance agency you choose can make a big difference in the price you pay for protection. Get in touch with us today to learn all about our insurance plans for different vehicles.