Riding a motorcycle requires more than a bike and some riding gear. You also need good insurance protection. According to the National Highway Traffic Safety Administration, at least 10 million vehicular accidents are unreported every year. Many of those accidents involve motorcyclists. Here are four benefits of working with a motorcycle insurance service to protect your bike and body.
1. Greater Knowledge of Your Needs
A motorcycle insurance service continually deals with many different motorcyclists every year. Those riders sometimes have unique circumstances and sometimes suffer unique incidents in which insurance coverage is needed. You might experience a problem while riding that is new to you, but the insurance service likely has experienced it or something very similar before. When you hire an experienced team, you will feel peace of mind you’ll be taken care of.
2. Familiarity With Accident Claims
A motorcycle insurance service should have lots of experience processing a variety of insurance claims. Many of those claims will include injuries – many of which are catastrophic. The best insurance providers will process legitimate claims quickly and pay fair settlement amounts to accident victims and motorcycle owners. Some bikes might suffer from damage or theft, which the right kind of insurance could also cover.
3. Ability to Protect Riders’ Finances
A motorcycle insurance service should help riders obtain the types of insurance that matter the most to the people who own and ride them. One of the most important types of insurance coverage to carry is uninsured/underinsured motorist coverage due to motorcycle riders and passengers suffering more serious injuries in accidents than those in cars or other vehicles. Protecting riders and their passengers against the costs of injuries and other harm caused by negligent drivers helps to protect their finances.
4. Roadside Assistance Rescues Stranded Riders
Riding a motorcycle over long distances might suddenly come to a halt due to a flat tire, running out of gas, or maybe losing a key while shopping or dining. Whatever the reason might be, a motorcycle insurance service should offer roadside assistance coverage that enables a rider to call for help if the bike suddenly is unrideable. If you choose it, then the coverage might rescue you from being stranded with an immobile motorcycle.
You can learn more about the benefits of a motorcycle insurance service by calling or visiting our office and speaking with one of our experienced motorcycle insurance producers. We want to ensure you have the proper coverage when you’re on the road. We’d be happy to answer any questions you may have as well.