If you have recently purchased a motorcycle, the next best step to take is purchasing quality motorcycle insurance. With about 75% of motorcycle accidents involving collisions with another vehicle, you never know when you’ll need proper coverage.
As a responsible motorcycle owner, don’t settle for the cheap option. Instead, find a motorcycle insurance policy that provides extensive coverage in the following ways.
Collision Coverage
First and foremost, you need a motorcycle insurance policy that covers you in the case of a collision. Whether a collision is your fault or not, you need proper coverage so that your motorcycle can be repaired or replaced and the other vehicle affected can be fixed. Liability coverage may also be included because you’ll need protection in the event you caused an accident.
Roadside and Towing Coverage
In the case of an accident, your motorcycle may be immovable on the open road or highway. This is when roadside and towing coverage come into play. If you ever need your motorcycle towed, you’ll be happy you didn’t choose the cheap option. Being a responsible vehicle owner is all about protecting your property in the event of an emergency!
Maintenance Coverage
Similar to an extended warranty, you want a motorcycle insurance policy that provides maintenance and breakdown coverage. If your motorcycle were to break down, you want to be able to send your vehicle to a shop for any broken parts to be fixed without putting a dent in your wallet.
Injury Coverage
You should also insure a motorcycle with excellent medical and injury coverage. In the event you or another driver are injured, your motorcycle insurance policy would cover necessary medical payments and other expenses related to an injury whether you caused the accident or not.
Passenger Coverage
A great motorcycle insurance policy will offer passenger coverage as well. This will protect you and your guest in case an accident were to occur.
A responsible motorcycle owner will assess their insurance needs when they purchase their desired vehicle. To obtain an excellent motorcycle insurance policy and for help with the insurance process, contact a reputable insurance agency in your area today.