motorcycle insurance

Why Do You Need Motorcycle Insurance

If you own a motorcycle you need motorcycle insurance. A lot of homeowners think that if they have the best home insurance Tigard has to offer, and a comprehensive auto policy they can skimp on their motorcycle insurance, but that is a critical mistake. Motorcycle insurance protects your motorcycle like no other policy can.

A comprehensive insurance agency will offer motorcycle insurance, home insurance, auto insurance and even insurance for antique cars, and each policy will deliver the protection you need for the things that matter most to you.

Types of Motorcycle Insurance

With the help of an experienced agent you can pick the motorcycle insurance that works best for your budget and the protection that you need. Plans can include:

  • Collision coverage, property damage
  • Fire and Theft
  • Liability

Who Pays for Damage to Your Motorcycle?

A lot of homeowners mistakenly believe that if their bike falls over in their driveway that the damage would be covered by their homeowner’s policy. That is simply not a fact. If your bike is damaged outside of a collision, you need a motorcycle policy to cover the damages.

Your auto insurance does not cover repairs to your bike, and neither does your homeowners. You need a separate policy for your motorcycle.

There are over 250 million registered vehicles on the road in the US, that is a lot of potential for a collision. You need the policy to protect your bike.

Fire, Theft

The insurance process to collect on a claim for your motorcycle if your bike is stolen, vandalized, or involved in a fire, is simplified when you have good motorcycle insurance. A comprehensive insurance center can help you to find the plan that you need to protect your bike in all circumstances.

Liability Coverage

If you are involved in a motorcycle accident with another vehicle, and you are found to be at fault, you can have the liability coverage that you need with the right motorcycle insurance. Some plans even protect your property when the other driver has no insurance.

The right coverage can help you to enjoy your bike more. You can get the full protection that you want for your bike and worry less. Learn more about motorcycle insurance for your bike.

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