If you don’t ride, you may not understand. The hum of the engine, the rush of the wind against your body, and the smell of the road are all lures for the motorcycle enthusiast. With warmer weather making its appearance, motorcycle riders are venturing out into the streets.
A Motorcycle Insurance Policy is Part of Your Safety Gear
While we understand firing up the bike and getting out on the road can’t be helped, we know that approximately three-quarters of motorcycle accidents involve a collision with another vehicle. As a locally owned insurance company with over 40 years of experience, we want nothing more than for our community members to enjoy life to the fullest. Just like you should never ride without a helmet, you should also never hesitate to add a motorcycle insurance policy to your coverage.
Customize Your Insurance Like You Customize Your Rides
No two riders experience the same thing while out on the road. No two insurance policies will be the same. One insurance policy might work for one person, but another may not need the same type of coverage. Our insurance agents help you pick what you might need.
- Minimum liability coverage pays for damages and medical bills for others involved in an accident and is required by law for most bikes.
- Comprehensive and collision coverage helps you get repairs done to your bike with a deductible.
- Trip interruption coverage helps pay for things like rental vehicles or hotel stays, depending on your situation.
- Layover coverage may help you save money if you don’t ride year-round.
Pricing Flexibility in Stand Alone or Combined Policies
Our insurance agents can help determine which coverage and combinations can save you the most money. Your policy configuration depends on a few things:
- Are you already insured with us on another vehicle?
- Is the bike being financed, or is it paid in full?
- The age and classification of the bike.
- How many customized parts exist.
- How many operators exist.
- How often the bike will be ridden and the approximate annual mileage.
- The purpose of the motorcycle (commuter, cruising, occasional use, etc.)
Discounts May Be Available
Riders who take an approved motorcycle safety course, ongoing educational courses, or other certifications may qualify for insurance discounts. Discounts are never guaranteed but are worth checking into based on your local area and your riding preferences.
Contact Your Portland Area Motorcycle Insurance Agency
Faithfully serving Portland and the surrounding areas, we’re here to help you find the right motorcycle insurance policy for your needs. Contact us today for a free quote!