Classic cars are the original show-stoppers, allowing us to relish in a time before our own. These collector vehicles often travel many miles to attend shows or gatherings. While some people may think that you do not need insurance for these cars, they would actually be mistaken. Here is why you need classic car insurance.
It is Illegal to Drive Without Insurance
When it comes to car insurance, some classic car owners are not sure where to turn or where exactly their situation lies. That is why it is important to speak with a qualified insurance agency that can point you in the right direction, as driving your classic car without insurance is illegal in all states. If you happen to get into an accident or something happens to your car, you could face serious penalties and costs associated with the issue. Maintaining proper insurance for a classic car is a unique situation, which will be highlighted below.
Classic Cars are Unique
The situations surrounding classic cars are unique. Classic car owners often only drive them a few times a year, keep them in storage, and keep them maintained. This means that you will want to find an insurance agency that is familiar with collector car insurance, as they will take these factors into account. This means that insurance premiums are often lower than that of other vehicles that you may own and drive more frequently. The price can depend on many factors, such as the year and how many miles are already on the vehicle. Unique cars require a unique insurance policy.
You Will Want to Protect Your Car
Driving without insurance is risky for both you and your car. Even though you may not drive your classic car that often, the risk for an accident is still there. The 3 most common insurance claims are whiplash, theft, and fender benders. All three of these can happen to your classic car, which means if you do not have insurance then you will be left in the dark. Speaking with a qualified rep from an insurance agency can help you determine your options.
Getting insurance for your antique cars or classic cars does not have to be a hassle. AOA West is a family-owned and operated insurance agency that will put you first, finding you the best deal for you and your needs. Speak with a rep today to learn more about the different options that you may have.