Contractor Insurance
Contractor insurance
We offer contractor insurance for:
- ARBORISTS & TREE TRIMMING INSURANCE
- BUILDERS RISK INSURANCE
- ELECTRICAL CONTRACTOR INSURANCE
- FIRE SUPPRESSION CONTRACTOR INSURANCE
- HANDYMAN INSURANCE
- LANDSCAPE CONTRACTOR INSURANCE
- PEST CONTROL (EXTERMINATOR) INSURANCE
- PLUMBING, HEATING & AIR CONDITIONING (HVAC) INSURANCE
- SECURITY SYSTEM INSTALLER INSURANCE
- & MUCH MORE!
Contractors large and small trust the insurance professionals at AOA West, Inc.to get them the right insurance at the right price. We can insure your business whether you’re a small artisan or an experienced large electrical contractor. Whatever your trade, ensure you have the proper insurance and bonds in place at all times to protect you.
If you need commercial auto insurance for one vehicle or need it for a small fleet of vehicles, we can insure it. We even have insurance to protect your equipment while on the job site.
Give us a call and talk to a licensed insurance agent to find out what is the best insurance for your commercial needs!

General Liability Insurance for Contractors
Contractors have many options for insurance needs and it is up to you to decide what is best for your business. We understand you might only need general liability insurance – not a business owners policy or BOP.
You might be eligible to get general liability insurance, without the extra coverages in a BOP. Talk to a licensed agent today about general liability insurance for your business.
Frequently Asked Questions
What insurance does a contractor need?
Most contractors should consider general liability insurance, commercial auto insurance, workers' compensation, tools and equipment coverage, and commercial property insurance. Depending on the type of work performed, additional coverage such as builders risk, professional liability, pollution liability, or an umbrella policy may also be appropriate.
What does contractor general liability insurance cover?
Contractor general liability insurance can help protect your business against qualifying claims involving bodily injury, property damage, and other liability exposures. For example, it may provide coverage if your work accidentally damages a customer's property or a third party is injured at a jobsite.
Are my tools and equipment covered by contractor insurance?
Tools and equipment can often be insured through inland marine or contractors equipment coverage. This can provide protection for items such as power tools, compressors, generators, and other equipment while at a jobsite, in transit, or temporarily stored away from your primary business location.