Garage Insurance
Garage Insurance details
If you own an auto repair business, you need a specialized insurance policy to protect you. We can insure auto repair businesses such as:
- Auto Body Shop
- Auto Repair Shop
- Auto Service Shop
- Auto Detailing
- Oil & Lube Shop
- Auto Paint Shop
- Engine Repair Shop
- Brake Repair Shop
- Tire Shops
We can provide the garage insurance you need and an insurance policy that protects your business while you’re conducting the duties of your job. Our agency can offer you a garage owner’s insurance policy that covers your businesses with:
- Commercial Auto
- Business Owners Insurance (BOP)
- General Liability (GL)
- Business Liability Insurance
- Property Insurance
- Workers Compensation insurance
- And more!
Now if you’re looking for insurance to cover your customer’s vehicles while they’re in your control, our agency offers an insurance policy named Garage keepers. A garage keeper’s insurance policy is different from a garage owner’s insurance policy. Garage keepers is meant to protect your customer’s vehicle when they leave it with you. If their vehicle is damaged or stolen while in your care, custody and control, your garage keepers policy could help cover the damages or stolen vehicle cost.
Multiple Companies Represented
Licensed Professionals.
While these policies are separate, it is possible you need both. For auto dealerships whose business operations involve the sale or service of autos or motorcycles or other vehicles, there can be misperception about where a General Liability policy stops and a Business Auto policy starts. The Garage Liability policy was created to cover both exposures in one policy. Therefore, Garage Liability is a combination of these two individual policies.
Regardless of your needs, trust that our highly trained insurance agents can help insure your garage business. They work with the top insurance carriers and can provide comparative insurance quotes to help your business stay protected.
Frequently Asked Questions
What types of businesses may consider garage insurance?
Garage insurance may be relevant for auto repair shops, body shops, service stations, tire shops, dealerships, detailing businesses, towing operations, and other businesses that work with vehicles.
Can garage insurance be customized?
Insurance programs for garage businesses can often be structured around the characteristics and exposures of the individual operation. Available coverage options and eligibility will vary by insurer.
How much insurance does my garage business need?
There is no single amount that is appropriate for every garage business. Coverage needs and limits should be evaluated based on the individual operation, its assets, activities, and potential exposures.
How do I choose the right garage insurance?
Working with an experienced insurance professional can help you evaluate your business's risks and compare available insurance options. Your agent can discuss policy terms, limits, exclusions, and other considerations based on your specific operation.